Looking for a way to boost your cashflow? You might be surprised to learn just how much can be tied up in unpaid invoices, and how simple it can be to release it through Invoice Finance. You’ve earned the cash, so why wait 30, 60 or 90 days – or longer – to access it?

It removes the usual wait of up to 90 days from issuing an invoice to receiving payment, so you can access the cash owed to you more quickly.

If your business doesn’t have a large finance department, Factoring could also give you access to support in credit control, freeing up your time to run your business.

Fast cash from your invoices

Invoice Financing could give you quick access to the value of unpaid invoices: up to 90% of its value can be available within 24 hours of raising an invoice. And it can be used alongside or as an alternative to traditional business loans or overdrafts.

Available cash gives your business the ability to:

  • Manage day-to-day outgoings
  • Contingency plan for unexpected cashflow pressures
  • Free up cash to bolster your reputation for quick payment of your own invoices – allowing you to negotiate early payment deals with suppliers
  • Be ready to react to growth opportunities, such as a move into a new market, or a product launch.

Solutions that suit you and your customers

Invoice Finance can be a great way to achieve financial flexibility. It's used by fast-growing businesses from start-ups to large, established corporates across a diverse range of industries. It's a scalable solution that keeps pace with growth - as your sales ledger and turnover increases, so can the level of available funding.

Next steps

To find out more about Invoice Finance solutions, including Factoring and Invoice Discounting call our specialists on 0370 218 4056. Alternatively fill in our online form to get a free, no obligation quote.

We can also help you to explore more ways to maximise your cashflow with business finance solutions that work for you.

Support for you

Client Charter

Try our service for six months and, if you’re dissatisfied, we’ll refund you
the service fee*

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If you’d like to find out about other options that could suit your circumstances, use our finance selector tool.

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Industry expertise

Whichever industry you operate in, our facilities can be quickly scaled up to meet your exact requirements.

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Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service.

Factoring and Invoice Discounting facilities may be provided by one or more of Lloyds Bank Commercial Finance Limited, Lloyds Bank plc and Bank of Scotland plc.

Lloyds Bank Commercial Finance Limited, Registered in England & Wales no. 733011. Registered Office: No1 Brookhill Way, Banbury, Oxfordshire, OX16 3EL.

Lloyds Bank plc. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278. Bank of Scotland plc: Registered Office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland No.SC327000. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration no. 169628.

When using Asset Finance your agreement will be with a Lloyds Banking Group company whose terms and conditions will apply. The provision of credit or leasing services by us is subject to your meeting our Credit approval. Please ensure that you only apply for credit or leasing services that you can comfortably afford.