Confidential Invoice Discounting

Release up to 90% of the value of your invoices

Our Confidential Invoice Discounting service can quickly access your cash tied up in your sales invoices if your business has sales of £250,000 or more, and has sound financial controls in place.

Features and benefits

  • Gives you almost immediate access to up to 90% of your invoice value so you don’t have to wait 30, 60 or even 90 days to get paid.
  • Confidential – your customers will never know we’re involved.
  • An extra source of finance – you don’t need any other assets beyond the value of your invoices.
  • Easy to implement – no major changes to your finance systems are needed.
  • Enables you to grow your working capital in line with your sales.
  • The facility is revolving, meaning you don't need to make capital repayments − maximising your available cashflow.

How Confidential Invoice Discounting works

  • Your business keeps control of invoice and credit control processes.
  • You still raise and send invoices to your clients as usual.
  • A secure online system enables you to easily send sales ledger transactions to us as often as you wish - at least monthly.
  • We release up to 90% of the value of the invoice, typically within 24 hours.

Once your customer settles the invoice, we send you the remaining balance, less our agreed service fee.

To further support our values in being transparent with clients we have made our other Fees and Charges brochure available for you to download and keep. These fees and charges do not apply to clients who typically have an annual turnover greater than £25m per annum. If you are an existing client and are unsure whether these other Fees and Charges are applicable to you please check with your Client Manager.

Next steps

Call us on 0800 169 4356 to learn more about Confidential Invoice Discounting and our other business funding options.

Tap in to the value of your business’s other assets

If your business has sales of over £1 million and you have stock, plant, machinery, land or buildings, Asset Based Lending could further help you ease your cashflow.

*Terms and conditions apply.

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